If your husband's uncle is his mum's brother. you can get 15 points bonus now. If your husband is over 35 years old, i mean has passed his 35 year-old birthday, he just can get 20 points on the age part. What does he do now? It's quite important. and how many years has he worked for this job?
At least, he MUST take IELTS if you want to apply the skilled PR to immigrate here, but you don't need any fund.