Snowpear 雪梨网 - 澳洲中文门户 » 男人帮-男人们的Playground » 一个manager对比在悉尼和香港的生活

﹏.舞ˇ. 发表于 2007-11-16 11:22

一个manager对比在悉尼和香港的生活

对比一下在悉尼和香港的生活 绝大部分讨论回国发展利弊的帖子，主要都是对比国内外生活环境，工作环境，社会福利，民主自由，娱乐生活，交际圈子，政府廉洁效率，等等，当然还有男人们都常常讨论的声色犬马，花天酒地。其实很简单，自己向往怎么样的生活就自己努力去实现，有得就有失，在国外生活过的每个人心里都有自己的一个对比，想想当初为什么削尖了脑袋也要出国留学吧，想想留学又为什么千方百计要拿到国外的居留吧，想想定居海外了又为何时刻关注国内的发展时刻想着找机会回去工作吧。关于回国还是不回国，大家都可以找出一万个理由.[color=#e6e6dd] [/color]2007年, 在香港找到工作觉得offer还不错就回来了，做了半年多[color=#e6e6dd] [/color]个人简单对比一下在悉尼和香港的生活： Sydney[color=#e6e6dd] [/color]公司：某外国银行悉尼总部Corporate Banking，做了6年[color=#e6e6dd] [/color] m j;]w { Dd
上班地点：悉尼CBD，银行总部大厦31楼，可看到darling harbour一半的海景 -]Y#Mdt
头衔：Corporate Banking Relationship Manager
~x\!W}+K \Jf 年薪：AUD$100K + bonus + 9% Super, 33% income tax R`d&~Jz]-p
工作时间：5天工作，38hrs/w，偶尔加班[color=#e6e6dd] [/color]g{U+g(i
M
年假：4周，外加9天病假，2天私人假。[color=#e6e6dd] [/color]m3iR0u6f0S&x+K!]@
工作压力：有但是可以manage[color=#e6e6dd] [/color]Z8PaZT2d
公司福利：很好，但是职位太低没有股权派[color=#e6e6dd] [/color]
!T?7N!e,@%N\ s 公司人事：简单，鬼佬没有什么是非，下班就回家自己顾自己[color=#e6e6dd] [/color]
)t/P}"r*nOx!T}?2t 商业出差：很少[color=#e6e6dd] [/color]|)V:zb5f&?-E
前途：稳定，年薪增长6%左右，但是难有大的进展，CFA还在读[color=#e6e6dd] [/color]F+A)iWE&P0F
住房：在南区自己买了一个50万澳币的house,还欠40万，每个月还款AUD$2800.[color=#e6e6dd] [/color]
}B,_myB:Y? R3o
OA 交通：上班坐火车，平时开Mazda 6代步[color=#e6e6dd] [/color]
v |,aL)tP 娱乐：悉尼是个无聊的城市，业余时间都上网, 看碟子，偶尔跟朋友唱K，聚餐，开车兜风，环境好，天气好，没了...[color=#e6e6dd] [/color]E{~j0ne
消费：有钱也没地方娱乐，悉尼的华人餐馆全部吃过了，可以去玩的也玩过了[color=#e6e6dd] [/color]O7fLi)H|*K
治安：悉尼很安全，基本上没遇到什么麻烦[color=#e6e6dd] [/color]
(i5s"o0z C8? Xl9p&Od 父母：在国内，偶尔过来探亲3个月[color=#e6e6dd] [/color]
s)ntC8yT-]y6S,x 女朋友：悉尼的中国女生多数比较难伺候，长得不怎样却要找有钱的帅哥，还要对她们百依百顺，我吐着吐着还是不会习惯。 z7L?&R }v
[color=#e6e6dd][/color] 6R v:H s1yY_:z4EAP
[color=#e6e6dd][/color] :we
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[color=#e6e6dd][/color]
,n V)s,H*\{Ao;l2t Hong Kong[color=#e6e6dd] [/color]公司：某美国保险公司Private Wealth Management，做了半年[color=#e6e6dd] [/color]3H6`;Z*x!U
上班地点：香港中环甲级写字楼，39楼，可看到整个尖沙嘴和维港无敌海景[color=#e6e6dd] [/color]
Qy3m$O3[1?%~uP 头衔：Private Banking Relationship Manager[color=#e6e6dd] [/color]
Gm,g5[a+Hq/Ou 年薪：HKD$600K + bouns + 强积金，实际工资比在悉尼高，因为香港税低, around 14%[color=#e6e6dd] [/color]
9Z2m\0KMXr,^iU 工作时间：5天工作，45hrs/w，每天加班[color=#e6e6dd] [/color]
k;\{j \+I 年假：3周，外加病假[color=#e6e6dd] [/color]
5m+?YV*P
D-{XE$o 工作压力：很大，做事要快，要有result[color=#e6e6dd] [/color]Pho f$]8~
公司福利：很好，职位太低还是没有股权[color=#e6e6dd] [/color]
*^9dgzdB 公司人事：复杂，顶头上司是美国总部派来的，部门里面的6个RM有5个有海外留学工作背景，1个是港大毕业，谁也不服谁，加上下面的本地职员，是非多多，跟港剧差不多[color=#e6e6dd] [/color]$dywV"NmKR
商业出差：经常去台北，上海，北京，澳门，深圳，广州，珠海[color=#e6e6dd] [/color]
;yq'l
`amk 前途：年薪的增长10%左右，比较努力的很有机会晋升做head of operation, 3-5年后有机会做VP, CFA在读[color=#e6e6dd] [/color]
:e D5z ]7RF 住房：在金钟租一个单身公寓，HKD$6000/M, 悉尼的房子出租出去，每个月还贴钱还银行[color=#e6e6dd] [/color]6WL ~[5[%c&u0\{
交通：没有车，坐地铁和巴士，拍拖送女孩子回家要打的, 从来没自己开车带女生上太平山看夜景[color=#e6e6dd] [/color]u&D:t$CU"V/S
娱乐：半个小时可以过澳门，一个小时可以上广州珠海东莞，娱乐节目便宜又精彩，尽在不言中[color=#e6e6dd] [/color]
.o$``a:v+P0ZH 消费：香港诱惑太多，消费也很高，中西美食应有尽有，不过我多数还是会回广州深圳消费[color=#e6e6dd] [/color]8}1x
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治安：香港治安也算可以，但是回广州深圳就处处危险[color=#e6e6dd] [/color]!xhcwRn!h
父母：持双程证来香港探亲，每次3个月[color=#e6e6dd] [/color]M/hnOB.vqn;b
女朋友：大部分香港女生比在悉尼的中国留学女生更难伺候，我懒得理她们，国内甜美乖巧的女生（不是小姐）回广州深圳珠海要多少有多少 $PaRY(@,f
总结，就个人对工作和生活的满意程度来讲，我觉得在香港的生活比较有激情，就career development来说也比在悉尼有前途，毕竟在香港做到管理层的，一个外派去内地开分公司，马上升任坐VP或者Head，升职的机会和速度比在悉尼都要好。在香港工作跟内地的High Networth Individuals（也就是银行所谓的“高端客户”）接触多多，发展的机会也比较多，也许有一天自己会跟人合伙开个公司做点生意，这个在悉尼作银行的时候是不可想象的。国内的股市地产投资这些年疯长，银行的IPO, Hedge Fund, Equity, PWM, Fund Management业务的发展也是一日千里，中国一天天的强大，有钱的人也越来越多，我们这些普通人每天的工作就提供服务给那些有钱人，然后自己也有机会变得有钱一些，呵呵。就银行业的工作发展前景来说，我还是比较倾向于鼓励大家回国，毕竟国内人多项目多，有钱人也太多了。
I?&i}9Ku 很多事情其实自己亲身经历了比较有发言权，对于回国还是不回国，都有很多利弊，基本上哪里开心就去哪里，毕竟年轻就这么几年，过了40岁再行动的话恐怕就比较困难了。年轻的时候闯一闯，失败了还有机会，对吧？

snail 发表于 2007-11-16 12:46

在这边积累的经验再回去

小妖 发表于 2007-11-16 16:49

写的真好～～

winterkelly 发表于 2007-11-16 16:51

wow.. actually if I hvae the chance, I also hope to work in HK..30.gif

paul03 发表于 2007-11-16 18:36

年薪 AUS$100K， 怎么会才买 50万的房子？ 怎么不买 800K - 1M 的 房子呢？？

ijust4fun 发表于 2007-11-16 19:57

人活着真累啊,压力好大.

snail 发表于 2007-11-16 20:05

100K去了税和日常开销一年能剩20K就不错了
Z)beGR2i/k1`!Ue4h {!I8@$g"N]
做fund manager怎么都要穿名牌衣服戴名表
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#rIIS5w)U 100K一年的人多了去了

﹏.舞ˇ. 发表于 2007-11-17 01:11

是啊..P1a
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!Hh4},qw9W 扣了税什么的,剩的不多了..
'|b}*hmy*D
/aE].R4j 每月还贷2800,压力还是挺大的.. @8nJ9eP#_1Ip~

h6W2XnP$zvX 不过,能混到他这样子就很不错了..3q(MyUK T"C
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我是知足了..
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我也不怎么喜欢这边的生活,
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还是回国好.. e,s6V-KX ~0_
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怎么小城大人没发表下意见.?P!QN%D z X
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[[i] 本帖最后由 ﹏.舞ˇ. 于 2007-11-17 01:12 编辑 [/i]]

destin 发表于 2007-11-17 01:24

基本上两种环境都经历过的人才能有这样的体会。每个人在不同的年龄阶段心态不同，所以真的是要依照当下的个人追求和生活重心来做出这种选择。不容易，也有些运气和缘分。

5min 发表于 2007-11-18 10:25

同意lz的回国发展的说话。不过我还是等到rmb汇率放宽再说(那个时候翅膀也更硬了)。
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“Sydney 公司：某外国银行悉尼总部Corporate Banking，做了6年
-kM5jk3Is 上班地点：悉尼CBD，银行总部大厦31楼，可看到darling harbour一半的海景
{}9z%qD3l 头衔：Corporate Banking Relationship Manager
5pAF'@`#~[ 年薪：AUD$100K + bonus + 9% Super, 33% income tax “
3z5Y`4AW 这个manager好像是底下没人的那种吧。 不然年薪至少150K吧？

6年级的可可 发表于 2007-11-18 10:35

澳洲的税真的很重...赚的多,交的也多,50%的都有28.gif

5min 发表于 2007-11-18 10:38

[quote]原帖由 [i]6年级的可可[/i] 于 2007-11-18 10:35 发表 [url=http://www.snowpear.com/bbs/redirect.php?goto=findpost&pid=2781388&ptid=59945][img]http://www.snowpear.com/bbs/images/common/back.gif[/img][/url]
l,Psu&c;M:g|0j 澳洲的税真的很重...赚的多,交的也多,50%的都有28.gif [/quote]
G~P CF7s`ua/|/Q '?cc?b:ZzV4o`o
什么税交到50%啊？

6年级的可可 发表于 2007-11-18 10:43

年薪20万的,差不多就等着交50

5min 发表于 2007-11-18 11:28

[quote]原帖由 [i]6年级的可可[/i] 于 2007-11-18 10:43 发表 [url=http://www.snowpear.com/bbs/redirect.php?goto=findpost&pid=2781396&ptid=59945][img]http://www.snowpear.com/bbs/images/common/back.gif[/img][/url]
QW;p M(wXi 年薪20万的,差不多就等着交50 [/quote]#[LF"t ]|#qT8t

H\hd6P5M;[3[` 按照2007-2008financial year ATO 的 table...r7X(HH(vO/o
如果income (excl super) 差不多200K的话，要交差不多72100的税。。。yNu`b OBHB6_
top tax bracket是45%
#^"Sj2\2[Nx 总共缴税是收入的大约36%

源赖朝 发表于 2007-11-18 15:33

现在很多人都回国发展....国内脚步比sydney快的多...
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mI 看看你能不能适应了...不是每个人都行的, 加上激烈的竞争, 办公室政治,人多,人杂....太复杂了..
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sydney相对来讲就简单多了..*pZY:} @!R \9T

M%G~6FM\ For any hard working individual it shouldn't take too long to get to something like Coporate Banking or Institutional Banking RM, plus currently there is a shortage
k:Z0D8@V&L8E yLiz+`/v@!{
of supplies in the Australia labour market. It'll probably remain like that for sometimes as the general age of population is aging. There will be soon alot of opportunities  for our young ones..51.gif 51.gif 51.gif 51.gif
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U'y/Jd)_ [[i] 本帖最后由 源赖朝 于 2007-11-18 14:50 编辑 [/i]]

5min 发表于 2007-11-18 16:21

[quote]原帖由 [i]源赖朝[/i] 于 2007-11-18 15:33 发表 [url=http://www.snowpear.com/bbs/redirect.php?goto=findpost&pid=2781590&ptid=59945][img]http://www.snowpear.com/bbs/images/common/back.gif[/img][/url]
#t(K Q/o+wC&@ ~PcBK /~-d,Bs?
2 S& @& V. Y( A& jForany hard working individual it shouldn't take too long to get tosomething like Coporate Banking or Institutional Banking RM, pluscurrently there is a shortage "c d%z8]7V$[!?
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6 M* a: S( H! yof supplies in theAustralia labour market. It'll probably remain like that for sometimesas the general age of population is aging. There will be soon alot ofopportunities  for our young ones.
SS%Y}vIS [/quote]
-x1v$Q%q(U$N I personally don't know many non-native RMs and there are likely to be in their late 20s to Mid 30s.

源赖朝 发表于 2007-11-18 16:41

If you can start your banking career early, e.g. 23, it'll probably take 3 to 5 yrs to become a RM. ZV5_[P^{9i

U#|L Cla| Speaking from personal experience though.

snail 发表于 2007-11-18 19:14

hmm, i'm getting there20.gif

5min 发表于 2007-11-18 19:42

[quote]原帖由 [i]源赖朝[/i] 于 2007-11-18 16:41 发表 [url=http://www.snowpear.com/bbs/redirect.php?goto=findpost&pid=2781621&ptid=59945][img]http://www.snowpear.com/bbs/images/common/back.gif[/img][/url] @{3W&p)_;BWxs
If you can start your banking career early, e.g. 23, it'll probably take 3 to 5 yrs to become a RM.
7p/TvG]~5x0_5\
'Q0MKp-PkO Speaking from personal experience though. [/quote]
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KV Doesn't typical grad prog in banks take about 3 years to complete? Getting to 100K income in 3 years after graduation is pretty good. Isn't it?

snail 发表于 2007-11-18 20:12

Getting my CFA and FIAA in 3 years~

5min 发表于 2007-11-18 20:34

[quote]原帖由 [i]snail[/i] 于 2007-11-18 20:12 发表 [url=http://www.snowpear.com/bbs/redirect.php?goto=findpost&pid=2781778&ptid=59945][img]http://www.snowpear.com/bbs/images/common/back.gif[/img][/url]
&nR+gj_#pe? p*DmZ\ Getting my CFA and FIAA in 3 years~ [/quote]
#NF[B1|8m ^t +U +U
u Mh*lw~7k7S%E"~2J I know quite a few ppl around started and completed a few exams then quit. The 3rd exam was said to be hard. Hope you get through with your persistence

源赖朝 发表于 2007-11-18 21:26

I'm not too sure about uni graduate program, I didn't have the opportunity to go through that avenue. (Uni marks is too low T__T...)
/]-{m _6H7r0a"F/w
FC p6P1z!B^%mA-q But if grad program does take 3 yrs to complete then I think it might be easier to get get work exp first before going into Banking.

kabi_sold 发表于 2007-11-19 04:43

超级好的帖子
M;ylWS 一点也没有吹嘘的感觉　K)}6x+w rB
挺实在'cb5n.}ri
51.gif

5min 发表于 2007-11-19 19:49

[quote]原帖由 [i]源赖朝[/i] 于 2007-11-18 21:26 发表 [url=http://www.snowpear.com/bbs/redirect.php?goto=findpost&pid=2781839&ptid=59945][img]http://www.snowpear.com/bbs/images/common/back.gif[/img][/url]F%Iz{6{|\b
I'm not too sure about uni graduate program, I didn't have the opportunity to go through that avenue. (Uni marks is too low T__T...)"E'u0TOF5J]G
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But if grad program does take 3 yrs to complete then I think it  ... [/quote]
W7`.mz.l-D*~w 3 years to become a RM and get paid 100K base just seems to be not typical to me. That's all.

‘尛瘋宀。 发表于 2007-11-19 20:45

厉害的........在这里能做到银行的RM也不简单了

繁小城 发表于 2007-11-19 21:57

HK or Mainland > AUS when u r all my yourself without a family.

paul03 发表于 2007-11-20 04:11

[quote]原帖由 [i]6年级的可可[/i] 于 2007-11-18 10:35 发表 [url=http://www.snowpear.com/bbs/redirect.php?goto=findpost&pid=2781388&ptid=59945][img]http://www.snowpear.com/bbs/images/common/back.gif[/img][/url]
q%XI,P%o7S}$I 澳洲的税真的很重...赚的多,交的也多,50%的都有28.gif [/quote]2dB+rGy}ODXg
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可以找会计顾问一下，怎样逃税

paul03 发表于 2007-11-20 04:38

[quote]原帖由 [i]源赖朝[/i] 于 2007-11-18 21:26 发表 [url=http://www.snowpear.com/bbs/redirect.php?goto=findpost&pid=2781839&ptid=59945][img]http://www.snowpear.com/bbs/images/common/back.gif[/img][/url]8_3C#By.Q;[M[x!e
I'm not too sure about uni graduate program, I didn't have the opportunity to go through that avenue. (Uni marks is too low T__T...)zU l4ZX
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But if grad program does take 3 yrs to complete then I think it  ... [/quote]Ts[`W n0x`'V9t M
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agree, might be a good idea to have a couple of years of office or administrative work experience under your belt before entering banking...unfortunately, there are uni graduates struggling to get hired for the job they want, and one of the reasons account for that is the lack of interpersonal and communication skills...one of the most common learnt skills in work exp is probably being able to communicate with clients of all different types and levels..that's pretty much the fundamental skill that u need to bring it with ya to all companies

迷失的娃娃 发表于 2007-11-20 08:26

女朋友：悉尼的中国女生多数比较难伺候，长得不怎样却要找有钱的帅哥，还要对她们百依百顺，我吐着吐着还是不会习惯(@D'xO ^/}^
。。。。。。。。。。。。。

5min 发表于 2007-11-20 19:43

[quote]原帖由 [i]迷失的娃娃[/i] 于 2007-11-20 08:26 发表 [url=http://www.snowpear.com/bbs/redirect.php?goto=findpost&pid=2783387&ptid=59945][img]http://www.snowpear.com/bbs/images/common/back.gif[/img][/url]3rf{.q9XTF#H-c1W
女朋友：悉尼的中国女生多数比较难伺候，长得不怎样却要找有钱的帅哥，还要对她们百依百顺，我吐着吐着还是不会习惯
5F-|&fF?.efG \Yjy 。。。。。。。。。。。。。 [/quote]7W5z\8c?~@3oUt
娃娃否认了？

源赖朝 发表于 2007-11-21 19:19

[quote]原帖由 [i]5min[/i] 于 2007-11-19 18:49 发表 [url=http://www.snowpear.com/bbs/redirect.php?goto=findpost&pid=2782938&ptid=59945][img]http://www.snowpear.com/bbs/images/common/back.gif[/img][/url]
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Y+xA+W \ 3 years to become a RM and get paid 100K base just seems to be not typical to me. That's all. [/quote]
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&^v&q GA/[ Actually I think its more than that after you mentioned how long it takes to finish the under-grad program. -oe1tI2k2?\
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$100k really depend on what type of RM, I'm guessing Institutional or Corporate Banking would pay abit more than Local Business Banking....O/Z
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8Wq8Vj8l But have to find out on that though....

r257 发表于 2007-12-15 22:03

我想知道楼主的年纪，学历和工作经验+k eIw,{:jJ2c.T

hD^1{-u1?*\;dh/t 楼主有今天的地位已经算很不错了
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z4wrvt _]$Fs"j)pV 楼主找了媳妇没？

查看完整版本: 一个manager对比在悉尼和香港的生活